Advertising executive Nick Beame (Tim Robbins) learns that his wife (Kelly Preston) is sleeping with his employer (Michael McKean). In a state of despair, he encounters a bumbling thief (Martin Lawrence) whose attempted carjacking goes awry when Nick takes him on an involuntary joyride. Soon the betrayed businessman and the incompetent crook strike up a partnership and develop a robbery-revenge scheme. But it turns out that some other criminals in the area don't appreciate the competition.